A 30-Year Fixed Rate mortgage offers a consistent interest rate and monthly payment over the entire 30-year loan term. This popular option provides stability and predictability, making it ideal for homeowners looking for long-term financial security and manageable payments.

A 15-Year Fixed Rate mortgage features a consistent interest rate and monthly payment for the entire 15-year term. With a shorter loan term, you’ll pay off your mortgage faster and save significantly on interest costs, making it a great option for those seeking to build equity quickly and reduce long-term expenses.

An Adjustable Rate Mortgage (ARM) offers a lower initial interest rate for a fixed period, after which the rate adjusts periodically based on market conditions. This option is ideal for borrowers who plan to sell or refinance before the adjustment period, as it provides lower initial payments compared to fixed-rate loans.

FHA Loans are government-backed mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. They feature lower down payment requirements (as low as 3.5%) and more flexible credit guidelines, making them ideal for first-time homebuyers or those with less-than-perfect credit.

FHA Loans are government-backed mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. They feature lower down payment requirements (as low as 3.5%) and more flexible credit guidelines, making them ideal for first-time homebuyers or those with less-than-perfect credit.

Jumbo Loans are mortgages that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. Designed for luxury homes or properties in high-cost areas, these loans offer flexible financing solutions for borrowers needing larger loan amounts. Jumbo Loans typically require strong credit, a higher down payment, and solid financial credentials.

USDA Loans are government-backed mortgages designed to help low-to-moderate income borrowers purchase homes in eligible rural and suburban areas. With zero down payment, low interest rates, and reduced mortgage insurance costs, USDA Loans make homeownership more affordable for qualifying buyers.

A HELOC is a revolving line of credit that allows homeowners to borrow against the equity in their home. It works like a credit card, offering flexible access to funds as needed, with interest-only payments during the draw period. HELOCs are ideal for home improvements, debt consolidation, or unexpected expenses.